Hello Ian.
Welcome to the Club
You have a nice looking XF and All Wheel Drive, i bought mine in September and was looking into buying an All Wheel Drive but finnished up with a Rear Wheel Drive.
And i've just bought secondhand Alloys with Winter Tyres and have them fitted now and what a difference they make and am really enjoying the the XF.
I hope your enjoying your XF, there's something different about driving a Jag.
Regards Tom.