I have a 2001 S-Type 3.0 petrol (45000 miles since new) which I have owned since 2003 and had serviced annually. Following a recent costly replacement of the rear suspension (a lady ran into me low speed and side on) I now want to put the car on a Classic Car Policy, but most insurers will only insure based on a market value of £2-3000. Considering the amount of outlay, care taken by me, and cost of having to make such repairs again does anybody know who would be able to put a realistic replacement/reinstatement value on this vehicle? I love my S-type, I'd like to keep it, but I'm fed up with insurers saying they'll write such a car off if it has the slightest damage. Any tips gratefully accepted. Thanks
