Hi Peter,
Thanks for the reply, this will be my first Jag so I am completely new to the Jaguar experience. I have done lots of research on common faults and it appears Tensioner guides, Nikasil and gearbox issues seem to be the big ones. The Pistons and Block was apparently changed for a new steel lined one 40k miles ago (tensioners replaced too), and the transmission and diff make no noise. I have been looking into the servicing of the 722.6 transmission and will hopefully do this myself asap for peace of mind unless the service history shows its been done recently.
Being 22 its just insurance that is trying to crucify me at the moment. Oh the joys of being a younger driver.
Regards,
Jordan